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Storm Preparedness Resources

Small Business Administration: Federal Disaster Loan Deadline Extended

The U.S. Small Business Administration (SBA) has approved more than $10 million in federal disaster loans for California businesses and residents impacted by severe storms and flooding that occurred Feb. 1-25, 2017. Small businesses and most private nonprofit organizations of any size may continue to apply for an Economic Injury Disaster Loan (EIDL) to help meet working capital needs caused by the disaster. Economic injury assistance is available regardless of whether the business or nonprofit organization suffered any property damage.

The interest rate is 3.15 percent for businesses and 2.5 percent for private nonprofit organizations with terms up to 30 years. The deadline to submit an EIDL application is Dec. 20, 2017.

Small nonfarm businesses, small agricultural cooperatives, small businesses engaged in aquaculture and most private nonprofit organizations of any size may qualify for an Economic Injury Disaster Loan of up to $2 million to help meet financial obligations and operating expenses which could have been met had the disaster not occurred. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.

Applicants may apply online using SBA’s secure website at https://disasterloan.sba.gov/ela.

 

Winter Storm Update:

California has been impacted by extreme weather conditions over the past few months. From years of drought to back-to-back floods, residents of the central coast have not caught a break. My office is here to help you navigate the emergency relief process if you need assistance following these storms.

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To help protect you and your family in the future, FEMA has tips for how to be prepared for severe weather.   

Click here for additional information about the National Flood Insurance Program (NFIP).

 

Disaster Declarations

California is currently under two presidential disaster declarations.  These declarations correspond to individual storm events, with the following counties covered:

  • January 3-12: Monterey County, San Benito County, Santa Clara County, and Santa Cruz County
  • January 18-23: Santa Cruz County
  • February 1-23: Monterey County, San Benito County, Santa Clara County, and Santa Cruz County

 

The counties listed above qualify for Public Assistance through FEMA, and the entire state qualifies for Hazard Mitigation to help prevent future storm-related damages from occurring. If you need assistance, contact your county’s Office of Emergency Services or the California Office of Emergency Services.

 

The counties in our district also qualify for federal assistance from the U.S. Small Business Administration for the storms that occurred between February 1-23. The SBA provides low-interest deferral disaster loans for business, private nonprofit organizations, homeowners, and renters whose property was damaged by storms. The SBA website outlines different types of loans available and the application process.

 

SBA has established a Disaster Loan Outreach Center in our district. To have your questions answered and to receive help with the application process, you can visit the following location without an appointment:

I. Santa Cruz Disaster Loan Outreach Center                                                  

Santa Cruz County Governmental Center                                               

701 Ocean St.                                                                               

3rd Floor, Elections Office

Santa Cruz, CA 95060                                                             

Monday-Friday, 9:00 AM – 5:30 PM          

 

County’s Office of Emergency Services:

 

The California Office of Emergency Services offers resources for individuals, business, schools, and local or tribal governments.

 

Other government agencies offer disaster assistance for those affected by droughts or flooding. The U.S. Small Business Administration can provide low-interest disaster loans for qualifying homeowners, businesses, and other organizations. They offer both Physical Disaster Loans and Economic Disasters Injury Loans for those who qualify.

 

Agriculture producers can also seek assistance under qualifying disasters through the U.S. Department of Agriculture’s Farm Service Agency (FSA). For assistance inquiries, contact your local FSA office.  The best points of contact for producers are below:

 

Monterey/Santa Cruz County FSA                        

744 LaGuardia Street, Bldg A                                   

Salinas, CA 93905                                                     

Vivian Soffa                                                               

County Executive Director                                        

831-424-1036                                                             

vivian.soffa@ca.usda.gov                                          

 

San Benito/Santa Clara County FSA

2337 Technology Pkwy

Hollister, CA 95023

Jeannine Leyva

County Executive Director

831-637-4360

jeannine.leyva@ca.usda.gov

 

For more information, please visit the California State FSA page.